Welcome To Seneca Federal Savings

Source: U.S. Department of the Treasury, Bureau of the Public Debt The U.S. Department of the Treasury will end over-the-counter sales of paper savings bonds on December 31, 2011, including sales through financial institutions and applications mailed directly to the Federal Reserve Bank by customers. This move is expected to save taxpayers an estimated $70 million over the next five years. Although paper bonds are being discontinued, electronic Series EE and Series I Savings Bonds will remain available for purchase via TreasuryDirect. This secure, web-based system, operated by the Bureau of the Public Debt, has been used by investors since 2002 to purchase savings bonds online. As a trusted resource for savings bond buyers, we can serve our customers by making them aware of these changes and explaining how they can use TreasuryDirect to buy electronic bonds.

These include your(debit card) Point of Sale (POS) purchase transactions. The new POS daily dollar purchase limit for your debit card is $1,000.00. What this means to you is that any purchase(s) you make with your debit card totaling more than $1,000.00 in a 24 hour period will be denied. For questions in reference to this new limit on your debit card, please call Amanda or Heather at 315-457-1280.

** Free Checking with NO fees **

Always had it...Intend on Keeping it! This account is FDIC Insured, NO Balance Requirement. No monthly minimum balance service charge. Line of Credit available with Free Checking upon approval. This is a non-interest bearing account.

Seneca Federal Savings was founded in 1928 with one part-time employee in a second floor rented office in Baldwinsville... Seneca's long history and growth is here... Now serving with pride Liverpool and North Syracuse too.

Today we continue to personally serve the financial needs of all of our customers throughout Central New York. At Seneca we believe and know that our most important asset is you! Seneca Federal Savings...Part of Your Life Since 1928.

Visit Money Matters for Students
Meet "Dollar the Dragon" at Kids Corner

At Seneca Federal Savings Online you can:

• Get your Credit Report in seconds.
• Use over 25 Calculators. Go Figure!
• Use EDIE to answer your FDIC deposit insurance questions.

Please take a moment to sign our Guest Register then browse our website. It represents our commitment to progress and "staying connected" with the communities we serve. Also be sure to add our website to your favorites, because we'll be updating it often to make it more interactive and responsive to your needs.

Main Office
35 Oswego St.
Baldwinsville, NY 13027
(315) 638-0233
Fax: (315)-638-9871

Liverpool Branch
105 2nd St.
Liverpool, NY 13088
(315) 457-1280
Fax: (315)-457-9104

North Syracuse Branch
201 North Main St.
North Syracuse, NY 13212
(315) 458-6543
Fax: (315)- 458-1105

Lobby Hours
Monday - Thursday	8:30 a.m. to 4:00 p.m.
Friday	8:30 a.m. to 6:00 p.m.
Saturday	9:00 a.m. to 12:00 p.m.
Drive-In Hours
Monday - Wednesday	8:30 a.m. to 4:00 p.m.
Thursday - Friday	8:30 a.m. to 6:00 p.m.
Saturday	9:00 a.m. to 12:00 p.m.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.