10/06/2014: Disposing of Your Mobile Device

The people at onguardonline.gov have come up with a guideline on how to properly dispose of your mobile devices: Thinking of upgrading to a new mobile phone or device? Maybe returning one that didn’t work out for you? It’s important to delete any personal information you stored on the device. How to Remove Personal Information […]

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10/03/2014: Public Wifi and Lack Of Passwords Lead Consumer Risks

93 percent of respondents believe that identity theft is a growing problem yet are not doing enough to address the issue, according to a survey conducted by Edelman Berland. Consumers overwhelmingly report taking steps to protect their physical and digital information, but 33 percent still do not feel confident that they are doing enough to […]

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10/02/2014: Don’t Buy Anything From A Spammer

If an unexpected email brings you news that seems too good to be true, it is probably a spam and a scam. If you didn’t request information about the product or service, it is probably a spam and a scam. If it promises to enhance parts of your body, it won’t. If it promises you […]

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Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at (315) 638-0233.

Mortgage Loan RatesIcon for: Mortgage Rates

30 yr. Conventional Fixed
Rate
4.125%
APR
4.125% No PMI
Points
No
30 yr. Conventional Fixed
Rate
4.000%
APR
4.000% With PMI
Points
No
20 yr. Conventional Fixed
Rate
3.750%
APR
3.750% No PMI
Points
No
20 yr. Conventional Fixed
Rate
3.625%
APR
3.625% With PMI
Points
No
15 yr. Conventional Fixed
Rate
3.375%
APR
3.375% No PMI
Points
No
15 yr. Conventional Fixed
Rate
3.250%
APR
3.250% With PMI
Points
No
10 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
8 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
6 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
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WeatherIcon For: Weather

Today
Icon For: Clouds
70o
64o
Mon
Icon For: Rain
77o
66o
Tue
Icon For: Clouds
82o
66o
Wed
Icon For: Rain
81o
65o
Thu
Icon For: Rain
75o
66o

Baldwinsville, NY: 67o

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