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Deposit Account Rates

Rate Sheet

Accurate and Effective September 2nd, 2008

through September 7th, 2008

Account Type Minimum Deposit to Open Account Minimum * Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield

Now Checking $100.00 $500.00 .40% .40%

Passbook Savings $1.00 $50.00 .65% .65%

Holiday Club $1.00 $50.00 .65% .65%

Money Market $2,500.00 $0.00 .40%(1) .40%(1)

$2,500.00 .65%(1) .65%(1)

6 month CD $500.00 $500.00 1.98% 2.00%

12 month CD $500.00 $500.00 2.23% 2.25%

13 month CD $500.00 $500.00 2.23% 2.25%

18 month CD $500.00 $500.00 2.47% 2.50%

24 month CD $500.00 $500.00 2.62% 2.65%

36 month CD $500.00 $500.00 2.71% 2.75%

48 month CD $500.00 $500.00 3.20% 3.25%

* Daily Balance ( the amount of principal in the account each day)

(1) Applicable to entire balance

For current interest rate and annual percentage yield information call any of our three offices listed on our home page.

Hours

Lobby:

Mon. - Thurs.

8:30 - 4:00

Fri.

8:30 - 6:00

Sat.

9:00 - 12:00

Drive-In:

Mon. - Wed.

8:30 - 4:00

Thurs. & Fri.

8:30 - 6:00

Sat.

9:00 - 12:00



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