Deposit Accounts

When you’re choosing a bank to do business with, we know you have a multitude of options available to you. We also know that you deserve a bank that is on your side. Seneca Savings has been in this community and on your side for over 85 years.

 

Free Kasasa Cash® Checking

Earn really high interest
• 2.00% APY* on balances up to $15,000
• 0.01% APY* if qualifications aren’t met
• Refunds on ATM withdrawal fees, nationwide*
• No monthly service fees

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Free Kasasa Saver®

Builds savings automatically
• Links to free Kasasa Cash® checking
• 1.00% APY* on balances up to $50,000
• 0.01% APY* if qualifications aren’t met
• No monthly service fees

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Value Checking

• No monthly service fee
• No minimum balance requirement to open account
• Unlimited check writing
• Free online banking & e-statements
• Unlimited VISA Check Card transactions

Statement Savings Account

• Competitive rates
• Low monthly service fee, waived when minimum balance is maintained or enrolled in e-statements
• Free VISA (Debit) card

Holiday Club Account

• No minimum balance requirement to open account
• Competitive rates
• Direct Deposit accepted
• Matures every October resulting in your funds being transferred internally or mailed to you in a check

Money Market Account

• Competitive Tiered Rates
• Minimum opening balance applies
• Transaction limitations apply
• Free Online Banking and e-statements
• Direct Deposit accepted

Certificates of Deposit

• Earns more interest than a traditional Savings Account
• Competitive rates
• Rates guaranteed for the term chosen

Individual Retirement Account (IRAS)

• Traditional and Roth IRAs available (consult tax advisor)
• No annual fee
• Minimum opening balance applies
• Interest grows tax deferred
• Early withdrawals may incur a penalty (consult tax advisor)
• Maximum contributions apply (consult tax advisor)

Mortgage RatesIcon for: Mortgage Rates

30 yr. Conventional Fixed
Rate
3.875%
APR
3.875% No PMI
Points
No
30 yr. Conventional Fixed
Rate
3.625%
APR
3.625% With PMI
Points
No
20 yr. Conventional Fixed
Rate
3.500%
APR
3.500% No PMI
Points
No
20 yr. Conventional Fixed
Rate
3.250%
APR
3.250% With PMI
Points
No
15 yr. Conventional Fixed
Rate
3.250%
APR
3.250% No PMI
Points
No
15 yr. Conventional Fixed
Rate
3.000%
APR
3.000% With PMI
Points
No
10 yr. Conventional Fixed
Rate
2.875%
APR
2.875%
Points
No
8 yr. Conventional Fixed
Rate
2.875%
APR
2.875%
Points
No
6 yr. Conventional Fixed
Rate
2.875%
APR
2.875%
Points
No
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