10/10/2013: Security Essentials: What Is Two Factor Authentication?

It is an authentication process where two of three recognized factors are used to identify a user:

  • Something you know – usually a password, passcode, passphrase or PIN.
  • Something you have – a cryptographic smartcard or token, a chip enabled bank card or an RSA SecurID-style token with rotating digits
  • Something you are – fingerprints, iris patterns, voice prints, or similar

continue reading:

Security essentials: What is two-factor authentication? @ Sophos Naked Security Blog

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at (315) 638-0233.

Mortgage Loan RatesIcon for: Mortgage Rates

30 yr. Conventional Fixed
Rate
3.875%
APR
3.875% No PMI
Points
No
30 yr. Conventional Fixed
Rate
3.625%
APR
3.625% With PMI
Points
No
20 yr. Conventional Fixed
Rate
3.500%
APR
3.500% No PMI
Points
No
20 yr. Conventional Fixed
Rate
3.250%
APR
3.250% With PMI
Points
No
15 yr. Conventional Fixed
Rate
3.250%
APR
3.250% No PMI
Points
No
15 yr. Conventional Fixed
Rate
3.000%
APR
3.000% With PMI
Points
No
10 yr. Conventional Fixed
Rate
2.875%
APR
2.875%
Points
No
8 yr. Conventional Fixed
Rate
2.875%
APR
2.875%
Points
No
6 yr. Conventional Fixed
Rate
2.875%
APR
2.875%
Points
No
Learn More

WeatherIcon For: Weather

Today
Icon For: Rain
59o
59o
Wed
Icon For: Clear
69o
48o
Thu
Icon For: Rain
55o
46o
Fri
Icon For: Rain
62o
45o
Sat
Icon For: Clear
69o
50o

Baldwinsville, NY: 59o

Change City   Data by OpenWeatherMap

Change City

Cancel
×