10/10/2013: Security Essentials: What Is Two Factor Authentication?

It is an authentication process where two of three recognized factors are used to identify a user:

  • Something you know – usually a password, passcode, passphrase or PIN.
  • Something you have – a cryptographic smartcard or token, a chip enabled bank card or an RSA SecurID-style token with rotating digits
  • Something you are – fingerprints, iris patterns, voice prints, or similar

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Security essentials: What is two-factor authentication? @ Sophos Naked Security Blog

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at (315) 638-0233.

Mortgage Loan RatesIcon for: Mortgage Rates

30 yr. Conventional Fixed
Rate
4.250%
APR
4.250% No PMI
Points
No
30 yr. Conventional Fixed
Rate
4.125%
APR
4.125% With PMI
Points
No
20 yr. Conventional Fixed
Rate
3.875%
APR
3.875% No PMI
Points
No
20 yr. Conventional Fixed
Rate
3.750%
APR
3.750%With PMI
Points
No
15 yr. Conventional Fixed
Rate
3.625%
APR
3.625% No PMI
Points
No
15 yr. Conventional Fixed
Rate
3.500%
APR
3.500% With PMI
Points
No
10 yr. Conventional Fixed
Rate
3.250%
APR
3.250%
Points
No
8 yr. Conventional Fixed
Rate
3.250%
APR
3.250%
Points
No
6 yr. Conventional Fixed
Rate
3.250%
APR
3.250%
Points
No
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Today
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75o
73o
Wed
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73o
64o
Thu
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73o
59o
Fri
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76o
61o
Sat
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68o
56o

Baldwinsville, NY: 74o

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